SANDIGAN Loan
Special Loan Product for Philippine National Police (PNP) Uniformed Personnel in Temporary Status
Supporting the Financial Well-being of New Police Officers
Embarking on a career in law enforcement presents unique financial challenges and opportunities. Our Sandigan Loan is specifically designed to address the needs of new police officers in temporary status, offering personalized financial solutions that align with your goals. With flexible repayment terms and competitive interest rates, we aim to make your financial journey smoother. Let us support you as you serve and protect our communities.
ELIGIBLE BRANCH OF SERVICE
- PNP Police Commissioned Officers (PCO)
- PNP Police Non-Commissioned Officers (PNCO)
- PNP Non-Non-Uniformed Personnel (NUP)
REQUIREMENTS
- PNP ID or Government Issued ID
- Accomplished AMWSLAI Forms
TERMS
- Simple Interest Rate: 6.63% - 7.03%
- Effective Interest Rate: 13.49% - 14.03%
- Insurance Rate: ₱0.57 per ₱1,000
- Loan Limit: ₱200,000.00
- Terms: 12, 18, 24, 36, 48 & 60 Months
- Model of Payment: Payroll Deduction
- Free Membership
- Eligible for Ka-Tropa Referral Incentives
COMPUTATION TABLE
| Terms | Net Proceeds | Monthly Payment | Free Capcon |
|---|---|---|---|
| 12 Months (1 Year) | ₱200,000.00 | ₱17,864.38 | ₱1,000.00 |
| 24 Months (2 Years) | ₱200,000.00 | ₱9,513.75 | ₱1,000.00 |
| 36 Months (3 Years) | ₱200,000.00 | ₱6,748.80 | ₱1,000.00 |
| 48 Months (4 Years) | ₱200,000.00 | ₱5,383.06 | ₱1,000.00 |
| 60 Months (5 Years) | ₱200,000.00 | 4,577.31 | ₱1,000.00 |
