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In a period marked by sweeping regulatory reforms and intense market competition, AMWSLAI was very successful in maintaining its distinct standing as the second largest and one of the most stable and profitable savings and loan association in the country.

As of 30 September 2013, AMWSLAI has already posted a Net Income of P1.618B, generating earnings of more than 8% for members’ outstanding Capital Contributions as of the same date.

With the approval of the Bangko Sentral ng Pilipinas, the Association distributed advance dividends to members in the form of Expected Earnings Advance of 4.25% on 31 July 2013, a temporary relief from the provisions of BSP Circular 789 requiring the distribution of dividends on an annual basis instead of our practice of semi-annual. Additional dividends to be realized from the earnings for the 2nd semester of 2013 shall be distributed in January 2014.

With a reinforced marketing and operational presence in the market, the Association sustained its stable and consistent growth. Total Resources reached P26.663B which is composed primarily of loans to members amounting to P24.150B.

The Association’s robust and more cost-efficient operations were funded by improved collections and members’ Savings Deposits and Capital Contributions with levels increasing to P3.450B and P19.319B, respectively.

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